My Biography

I started my career in the financial services industry with a national firm right out of college in 1990. I learned right away that the secret to being successful is not only be good at what you do, but to always make sure to put the client’s needs first. I built up a successful client base in those early years, many of whom are still with me today.

Within five years, I was managing a branch office in downtown Baltimore, Maryland, and soon it would become one of the top offices in our firm nationwide. In 2000, an opportunity presented itself and I headed west, and with two other partners, bought and franchised, a then corporate owned branch office, in La Jolla, California. While achieving a certain level of independence away from corporate driven product, we did not become truly independent until 2002 when we joined J.P. Turner & Company.

After 13 great years with J.P. Turner, the company was sold in 2014 and I soon joined award winning Summit Financial Networks. Joining Summit gave me even greater access to products, services, and research, while still maintaining the independent culture that I find so critical to the success of my clients.

The ability to find and present products that address a client's goals, objectives, and risk tolerances cannot be understated. When I combine that freedom, with my 30 years of experience, and provide responsive, reliable client service, it allows me to become the best advisor I can be. I believe that combining all of this with Summit Financial puts myself and my clients in the absolute optimal position for success.

Additional Information:                                                                                                                             

I graduated Summa Cum Laude from the University of Maryland with a Bachelor’s degree in Business.

I hold Series 7, 24, 63, and 65 registrations and I am California Insurance Licensed. CA License #0J09399.

I have a perfectly clean record with the industry’s regulatory agencies. I have never been the subject of any disciplinary action or even had a client complaint filed against me in my 29 years of business. I pride myself on this because I believe that this demonstrates to the client that I am someone who can be trusted and I am someone who runs an honest, integrity based business. Please check me out at https://brokercheck.finra.org/.

I adhere to the fiduciary standard - the highest legal standard of care in my industry. A fiduciary duty is a legal responsibility to put the interests of another party before your own. If someone has a fiduciary duty to you, he or she must act solely in your financial interests. Fiduciaries must also act in good faith and provide all relevant facts to clients, avoid all conflicts of interest and disclose any potential conflicts of interest to clients, and do their best to ensure the advice they provide is accurate and thorough.

My passions include travel, photography, wine making, and spending time with my family.